Between Governance and Innovation: A Tale of Two Approaches to Digital Finance

What the White House Sees (and Europe Misses): A Blueprint for Financial Power In July 2025, the White House released a 166 page report titled Strengthening American Leadership in Digital Financial Technology. Far from a technical policy memo, it represents a full institutional blueprint. Based on Executive Order 14178, it spans legislation, regulation, banking reform, … Continue reading Between Governance and Innovation: A Tale of Two Approaches to Digital Finance →

The European Savings Standard: Between Market Logic and Democratic Risk

As someone who has long followed the evolution of the European Central Bank and EU financial policy, I found the ECB’s blog post on June 27, 2025 “Crossing two hurdles in one leap” both revealing and thought-provoking. In it, the ECB introduces a bold new idea: the “European Savings Standard,” a proposal aimed at channeling … Continue reading The European Savings Standard: Between Market Logic and Democratic Risk →