Between Governance and Innovation: A Tale of Two Approaches to Digital Finance

What the White House Sees (and Europe Misses): A Blueprint for Financial Power In July 2025, the White House released a 166 page report titled Strengthening American Leadership in Digital Financial Technology. Far from a technical policy memo, it represents a full institutional blueprint. Based on Executive Order 14178, it spans legislation, regulation, banking reform, … Continue reading Between Governance and Innovation: A Tale of Two Approaches to Digital Finance →

Crypto Week: A Defining Moment for Institutional Transformation and the Digital Economy

The week of July 14-18, 2025, dubbed “Crypto Week” wasn’t just about the passage of three major bills. It marked a turning point where regulatory clarity and economic innovation began to align. After years of regulatory ambiguity, the United States is finally moving toward a functional and predictable framework for digital assets. What I feel … Continue reading Crypto Week: A Defining Moment for Institutional Transformation and the Digital Economy →

Analyzing the Elite Perspective of François Villeroy de Galhau: Economic Thought Divergence Between Europe and the US Amidst the Plight of the Middle Class

François Villeroy de Galhau, the Governor of the Banque de France and a member of the European Central Bank’s Governing Council, recently issued a stark warning about the United States’ growing support for cryptocurrencies and non-bank financial institutions, suggesting that such policies could sow the seeds for a future global financial crisis. In an interview … Continue reading Analyzing the Elite Perspective of François Villeroy de Galhau: Economic Thought Divergence Between Europe and the US Amidst the Plight of the Middle Class →